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Safes Ireland Phone Number

Irish & U.K. Safe Ratings

A cash rating is an indication of the level of security of a safe and the highest amount of money that should be kept in it. An Insurer will usually cover the contents of a safe based on national recommendations and an assessment of risk factors.

 

It is important that you are aware of national guideline recommendations when selecting the correct safe and do not confuse U.K. recommnedations with recommendations for the Republic Of Ireland.

 

All national recommendations are listed by The European Security Systems Association

 

Click here to view all European National Rating Recommendations: The European Security Systems Association

 

 

Until recently the Irish insurance industry had to rely on U.K. insurance guidelines to set its levels of cash and contents cover for safes and vaults. This has long been a problem for both the insurance and security industry in Ireland as U.K. safe ratings are usually drawn from the U.K. based Association of Insurance Surveyors (AIS) list with recommended insurance ratings in pounds Sterling.

In the absence of a qualified national source for safe ratings, the insurance and security industry in Ireland has found itself relying on this list for many years even though the list has many references to L.P.C.B. (Loss Prevention Certification Board) certified safes which have no recognised accredited European certification and of course insurance amounts are only stated in pounds Sterling.

Formed in January 2016, The Irish Safes Rating Group is a panel of insurance and safe and vault industry experts who have finally addressed this situation and who will make and periodically update recommended insurance ratings specific to Ireland for the overnight cash cover related to certified and tested safes, strong rooms and secure cabinets conforming to EN14450, EN1143-1, EN1143-2.

The group was formed by its first chairman Alan Donohoe Redd at the request of The European Security Systems Association (ESSA). Alan is an Extraordinary Member of ESSA, a member of the Security Institute Of Ireland and the only Irish representative on the European Union’s CEN Committee 263 dealing with drafting new European standards for safes, vaults and related locking systems.

These new ratings recommendations are specifically for Ireland, taking into account risk factors specific to the country and addressing factors that are currently absent from the U.K. guidelines such as intruder alarm installation.

The group’s recommendations have now been published by The European Security Systems Association for general circulation.

  • The new ratings differ significantly from the previous U.K. based rating in that they take into account the installation of an intruder alarm, something that is a common factor for ratings in the rest of Europe but has yet to be addressed in U.K. ratings.
  • There is also a marked difference in content or jewellery cover. In the U.K. this is recommended at ten times the cash cover. The insurance industry representatives felt that for Ireland this was too high and the rate has now been set at five times the cash rating.
  • Another significant difference is that after a seminar given by Falko Adomat (ECB-S) to the group it was the consensus that certified secure storage units EN14450 which to date have been sold as “safes” in the Irish market would no longer have a recommended cover as these units were never intended for anything other than secure domestic or office storage.

 

European Resistance Grades And Security Levels.

Safe cabinets, safes, ATM safes, ATM bases, strongrooms (doors and walls) and deposit systems European Standards EN 1143-1, EN 1143-2 and EN 14450.

 

Irish Safe Ratings.

Alan Redd

I.S.R.G. safe ratings take into account the installation of an Intruder Alarm which is a common practice for setting these recommendations across Europe. This results in two set of recommendations one with and one without a monitored intruder alarm installed.

  • Recommended amounts are for indicative purposes only and are subject to approval by the insurer on a case by case basis
  • Certified deposit safes only in grade 1 to 5 and display the certification EN1143-2. Any other mark not accepted
  • Certified safes with a weight of <1.000 kg must be anchored at the place of installation
  • NA – Not advised
  • PA – Prior approval recommended – It’s necessary to discuss this cover in detail with your insurance company as it falls outside normal recommendations
  • I.A.S.   Intruder alarm system

Safe cabinets, safes, ATM safes, ATM bases, strongrooms (doors and walls) and deposit systems European Standards EN 1143-1, EN 1143-2 and EN 14450.

 

Secure Cabinet

Grade     Certification       Cash Cover In Ireland with I.A.S.       U.K. Cash Cover       Classification      
S1 EN 14450 N.A. €2,500 Secure Cabinet
S2 EN 14450 N.A. €5000 Secure Cabinet

 

Secure Storage Units, ATMs, Safes & Strongrooms

Grade       Certification       Cash Cover In Ireland with I.A.S.       U.K. Cash Cover       Classification      
0 EN 1143-1 €7,500 £6000 Secure Storage
1 EN 1143-1 €12,500 £10,000 Secure Storage
2 EN 1143-1 €25,000 £17,500 Secure Storage
3 EN 1143-1 €50,000 £35,000 Secure Storage
4 EN 1143-1 €90,000 £60,000 Secure Storage
5 EN 1143-1 €150,000 £100,000 Secure Storage
6 EN 1143-1 Prior approval required £150,000 Secure Storage
7 EN 1143-1 Prior approval required £250,000 Secure Storage
8 EN 1143-1 Prior approval required £400,000 Secure Storage
9 EN 1143-1 Prior approval required £650,000 Secure Storage
10 EN 1143-1 Prior approval required £1000,000 Secure Storage
11 EN 1143-1 Prior approval required £1,500,000 Secure Storage
12 EN 1143-1 Prior approval required £2,250,000 Secure Storage
13 EN 1143-1 €5.25M £3,500,000 Secure Storage

 

Deposit Systems

Grade       Certification       Cash Cover In Ireland with I.A.S.       U.K. Cash Cover       Classification      
1 EN 1143-2 €12,500 £10,000 Deposit System
2 EN 1143-2 €25,000 £17,500 Deposit System
3 EN 1143-2 €50,000 £35,000 Deposit System
4 EN 1143-2 €90,000 £60,000 Deposit System